LOAN RATES

Effective January 1, 2026

Vehicle Loans


APR
 
New Vehicle up to 36 months-as low as1 4.99%  
New Vehicle up to 48 months-as low as1 5.24%  
New Vehicle up to 60 months-as low as1 5.74%  
New Vehicle up to 72 months-as low as1 5.74%  
New Vehicle up to 84 months-as low as1 6.24%  
Used Autos up to 36 months as low as1 - Over 3 Years/36000 + Miles 5.99%  
Used Autos up to 48 months as low as1 - Over 3 Years/36000 + Miles 6.24%  
Used Autos up to 60 months as low as1 - Over 3 Years/36000 + Miles 6.24%  
Used Autos up to 72 months as low as1 - Over 3 Years/36000 + Miles 6.24%  

Other Loans

   
Personal Loans - as low as 9.99%  
Platinum Credit Card - as low as 9.49%  
New-Motorcycles - as low as 5.49%  
Used-Motorcycles - as low as 6.49%  
New Boats - as low as 8.49%  
Used Boats - as low as 9.49%  
New RV's - as low as 6.99%  
Used RV's - as low as 6.99%  
CD Secured - Loan term matches the Certificate used to Secure and
Rate is 1.5% above Certificate rate
Varies       

For loan payment examples, please use Connect Credit Union’s financial calculator.


Rates are subject to change and are based on term and individual's creditworthiness. For more information contact your credit union representative.


1New and pre-owned vehicles are defined as model years 2024 through 2026 with fewer than 36,000 miles. Pre-owned vehicles older than model year 2024 or with more than 36,000 miles may be subject to higher rates and must go through standard underwriting. Rates will not be offered below the floor rate of 4.99% APR. This offer cannot be combined with any other promotions. All applicants must qualify for membership with Connect Credit Union.

New Auto Loan Annual Percentage Rates (APR) for 48 months financing is as low as 5.24% APR. These rates include a discount of -.50% APR for automatic payment transfer. Additional discounts available are a -.25% APR for Purchase of CCU Extended Warranty and -.25% APR for Purchase of CCU GAP Insurance. No APR will be below the Credit Union's floor rate of 4.99% APR. For more information, contact a loan officer.

Loan payment examples: $20,000 loan for 48 months at 5.24% will have a monthly payment of $462.90, $23.15 for each $1,000 borrowed; $20,000 loan for 72 months at 5.99% will have a monthly payment of $329.01, $16.45 for each $1,000 borrowed. Other loan amounts, rates and terms are available if you apply and qualify.

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