Balance Transfer

Simplify Your Finances with a Balance Transfer

Carrying balances on multiple credit cards can feel overwhelming. A balance transfer allows you to move your existing high-interest credit card debt to a Connect Credit Union Mastercard®, where you can enjoy one simple payment and save money on interest.

Apply for a Platinum Mastercard®

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Why Choose a Balance Transfer?

  • Lower your interest costs – Move your balance(s) from high-rate credit cards and save.
  • Consolidate payments – One card, one due date, less stress.
  • Pay down debt faster – More of your payment goes toward your balance, not interest.
  • Enjoy member-focused service – We’re here with real people to guide you through every step.

How It Works

  1. Apply for a Connect CU Platinum Mastercard® (if you don’t already have one).
  2. Request a balance transfer for your other credit card accounts.
  3. We provide the funds—we provide you with the funds to pay off the existing cards and move your balances to your new or existing Connect Mastercard®.
  4. Enjoy simplified payments one payment with the benefit of Connect Credit Union’s competitive rates.

Example of Savings

For example: If you transfer $5,000 from a card with a higher rate to a Connect CU Mastercard with a lower rate, you could save hundreds of dollars in interest over the life of your balance, helping you pay it off faster.

Check Rates

Is a Balance Transfer Right for You?

A balance transfer may be a smart option if you:

  • Have one or more high-interest credit cards with debt.
  • Want fewer monthly payments to track.
  • Prefer paying down debt faster without added fees.

Ready to Get Started?

Carrying balances on multiple credit cards can feel overwhelming. A balance transfer allows you to move your existing high-interest credit card debt to a Connect Credit Union Mastercard®, where you can enjoy one simple payment and save money on interest.

Apply for a Platinum Mastercard®

This email address is being protected from spambots. You need JavaScript enabled to view it.

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